Has it been unseasonably rainy in your neck of the woods? It has been in ours. Learn the rules of marvelous umbrella etiquette and you too will be singing in the rain. Smaller tote umbrellas are easier to handle and store when not in use because they easily fit into most work bags or larger purses. Should you use a larger umbrella, the rules governing its use are based on common sense. When your larger umbrella is not in use, it is to be carried vertically with the tip end po